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Personal Finance
When Should I Take My First RMD?
You may not be thinking about required minimum distributions (RMDs) throughout your career, but chances…
Tax refunds are nearly 29% lower so far this year, IRS data shows
Early tax filers are seeing smaller tax refunds this year. The average refund for the…
More Americans have brighter outlook on state of finances for next year: survey
As the new year approaches, more Americans have a brighter outlook for the state of…
What Is A Subprime Mortgage?
Key takeaways A subprime mortgage might be an option for a borrower with a low…
Form 8396: How to Claim Mortgage Interest Credit
Form 8396 is used to claim the mortgage interest credit. This is a nonrefundable federal…
Can Rental Income Affect Your Social Security Benefits?
Social Security benefits provide essential income for millions of Americans. However, there can be a…
The Federal Reserve just announced a third rate cut; fewer are expected in 2025
The Federal Reserve just cut interest rates one more time this year. In their recent…
What Are Blue-Chip Stocks? | Bankrate
Bloomberg/Contributor/Getty Images Blue-chip stocks are well-known companies that generally have long-term track records of success.…
Section 83(b) Election for Stock Options: Deadline, Examples
An 83(b) election lets individuals who receive restricted stock or stock options pay taxes on…
Is $400,000 Enough to Retire at 65?
Whether $400,000 is enough to retire at 65 depends on your expenses, other income sources…
Top personal finance New Year’s resolutions for 2025
The elevated inflation in recent years continued to wreak havoc on many Americans' wallets in…
How To Start Traveling With Points, Miles And Credit Cards
Key takeaways There are various types of travel rewards available, including airline miles and points,…
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